/* ==========================================================================
   AsiaXchange design system
   ========================================================================== */

:root {
  /* Brand colors */
  --navy-900: #0f1c33;
  --navy-800: #16264a;
  --navy-700: #1c2f52;
  --navy-600: #22375e;
  --navy-100: #e7eaf1;

  --maroon-800: #5c1119;
  --maroon-700: #6e1523;
  --maroon-600: #7e1f2e;
  --maroon-500: #8a2030;
  --maroon-100: #f6e6e8;

  --gold-500: #b8863b;
  --gold-100: #f6ead2;

  --success-600: #1c8a5f;
  --success-100: #e2f5ec;

  /* Neutrals */
  --white: #ffffff;
  --gray-50: #f7f8fa;
  --gray-100: #eef0f4;
  --gray-200: #dfe3ea;
  --gray-300: #c7ccd6;
  --gray-500: #7a8194;
  --gray-600: #5b6472;
  --gray-800: #2a3040;
  --gray-900: #1a1f2b;

  /* Semantic */
  --color-bg: var(--white);
  --color-bg-soft: var(--gray-50);
  --color-text: var(--gray-900);
  --color-text-muted: var(--gray-600);
  --color-border: var(--gray-200);
  --color-primary: var(--navy-800);
  --color-primary-dark: var(--navy-900);
  --color-accent: var(--maroon-600);
  --color-accent-dark: var(--maroon-700);

  /* Typography */
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-display: 'Manrope', 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;

  /* Layout */
  --container-max: 1180px;
  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 22px;
  --radius-pill: 999px;

  --shadow-sm: 0 1px 2px rgba(15, 28, 51, 0.06), 0 1px 1px rgba(15, 28, 51, 0.04);
  --shadow-md: 0 8px 24px rgba(15, 28, 51, 0.08);
  --shadow-lg: 0 20px 48px rgba(15, 28, 51, 0.14);

  --transition: 180ms ease;
}

/* --------------------------------------------------------------------------
   Reset
   -------------------------------------------------------------------------- */

*,
*::before,
*::after {
  box-sizing: border-box;
}

* {
  margin: 0;
}

html {
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
}

html,
body {
  height: 100%;
}

body {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.6;
  color: var(--color-text);
  background: var(--color-bg);
  -webkit-font-smoothing: antialiased;
}

img,
picture,
svg {
  display: block;
  max-width: 100%;
}

input,
button,
textarea,
select {
  font: inherit;
  color: inherit;
}

button {
  cursor: pointer;
}

a {
  color: inherit;
  text-decoration: none;
}

ul,
ol {
  list-style: none;
  padding: 0;
}

table {
  border-collapse: collapse;
  width: 100%;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  font-weight: 800;
  line-height: 1.18;
  color: var(--navy-900);
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}

/* --------------------------------------------------------------------------
   Layout helpers
   -------------------------------------------------------------------------- */

.container {
  width: 100%;
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: 24px;
}

.section {
  padding-block: 88px;
}

.section--soft {
  background: var(--color-bg-soft);
}

.section--navy {
  background: linear-gradient(135deg, var(--navy-800), var(--navy-900));
  color: var(--gray-100);
}

.section--navy h2,
.section--navy h3 {
  color: var(--white);
}

.section-head {
  max-width: 640px;
  margin-bottom: 48px;
}

.section-head.center {
  max-width: 680px;
  margin-inline: auto;
  text-align: center;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--maroon-600);
  margin-bottom: 14px;
}

.eyebrow::before {
  content: '';
  width: 22px;
  height: 2px;
  background: var(--maroon-600);
  display: inline-block;
}

.section--navy .eyebrow {
  color: var(--gold-100);
}

.section--navy .eyebrow::before {
  background: var(--gold-100);
}

h2 {
  font-size: clamp(28px, 3.4vw, 40px);
  letter-spacing: -0.01em;
}

h3 {
  font-size: 22px;
}

.lede {
  font-size: 18px;
  color: var(--color-text-muted);
  margin-top: 14px;
}

.section--navy .lede {
  color: var(--gray-300);
}

.grid {
  display: grid;
  gap: 28px;
}

.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

@media (max-width: 900px) {
  .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 640px) {
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .section { padding-block: 64px; }
}

/* --------------------------------------------------------------------------
   Buttons
   -------------------------------------------------------------------------- */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 26px;
  border-radius: var(--radius-pill);
  font-weight: 700;
  font-size: 15px;
  border: 1px solid transparent;
  transition: transform var(--transition), box-shadow var(--transition), background var(--transition), color var(--transition), border-color var(--transition);
  white-space: nowrap;
}

.btn:active {
  transform: translateY(1px);
}

.btn-primary {
  background: var(--maroon-600);
  color: var(--white);
  box-shadow: 0 10px 24px rgba(126, 31, 46, 0.28);
}

.btn-primary:hover {
  background: var(--maroon-700);
  box-shadow: 0 14px 30px rgba(126, 31, 46, 0.34);
}

.btn-secondary {
  background: var(--white);
  color: var(--navy-800);
  border-color: var(--gray-200);
}

.btn-secondary:hover {
  border-color: var(--navy-800);
}

.btn-outline-light {
  background: transparent;
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.4);
}

.btn-outline-light:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: var(--white);
}

.btn-block {
  width: 100%;
}

.btn-sm {
  padding: 10px 18px;
  font-size: 14px;
}

/* --------------------------------------------------------------------------
   Header / navigation
   -------------------------------------------------------------------------- */

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.98);
  border-bottom: 1px solid var(--color-border);
}

.site-header .container {
  max-width: 1400px;
}

.header-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding-block: 14px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 10px;
}

.brand img {
  height: 34px;
  width: auto;
}

.brand-word {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 20px;
  color: var(--navy-900);
}

.brand-word span {
  color: var(--maroon-600);
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 2px;
}

.main-nav a {
  padding: 9px 11px;
  border-radius: var(--radius-pill);
  font-weight: 600;
  font-size: 13.5px;
  color: var(--gray-800);
  white-space: nowrap;
  transition: background var(--transition), color var(--transition);
}

.main-nav a:hover,
.main-nav a[aria-current="page"] {
  background: var(--navy-100);
  color: var(--navy-900);
}

.nav-cta {
  display: none;
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 10px;
}

.rate-pill {
  display: none;
  align-items: center;
  gap: 8px;
  padding: 8px 14px;
  border-radius: var(--radius-pill);
  background: var(--success-100);
  color: var(--success-600);
  font-size: 13px;
  font-weight: 700;
  white-space: nowrap;
  flex-shrink: 0;
}

.rate-pill .dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--success-600);
  box-shadow: 0 0 0 3px rgba(28, 138, 95, 0.18);
}

@media (min-width: 1300px) {
  .rate-pill { display: inline-flex; }
}

.nav-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 42px;
  height: 42px;
  border-radius: var(--radius-sm);
  border: 1px solid var(--color-border);
  background: var(--white);
}

.nav-toggle span {
  display: block;
  height: 2px;
  width: 20px;
  margin-inline: auto;
  background: var(--navy-900);
  transition: transform var(--transition), opacity var(--transition);
}

.nav-toggle[aria-expanded="true"] span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.nav-toggle[aria-expanded="true"] span:nth-child(2) {
  opacity: 0;
}

.nav-toggle[aria-expanded="true"] span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

@media (max-width: 1300px) {
  .main-nav {
    position: fixed;
    inset: 68px 0 0 0;
    flex-direction: column;
    align-items: stretch;
    background: var(--white);
    padding: 18px;
    gap: 2px;
    overflow-y: auto;
    transform: translateY(-12px);
    opacity: 0;
    pointer-events: none;
    transition: opacity var(--transition), transform var(--transition);
    border-top: 1px solid var(--color-border);
  }

  .main-nav.is-open {
    transform: translateY(0);
    opacity: 1;
    pointer-events: auto;
  }

  .main-nav a {
    padding: 14px 12px;
    border-bottom: 1px solid var(--color-border);
    border-radius: 0;
  }

  .main-nav .nav-cta {
    display: block;
    margin-top: 16px;
    padding: 15px 12px;
    text-align: center;
    background: var(--maroon-600);
    color: var(--white);
    border-radius: var(--radius-pill);
    border-bottom: none;
  }

  .header-actions .btn-secondary {
    display: none;
  }

  .nav-toggle {
    display: flex;
  }
}

@media (max-width: 480px) {
  .header-actions .btn-primary {
    display: none;
  }

  .brand img {
    height: 28px;
  }

  .brand-word {
    font-size: 17px;
  }
}

/* --------------------------------------------------------------------------
   Hero
   -------------------------------------------------------------------------- */

.hero {
  position: relative;
  overflow: hidden;
  background: linear-gradient(150deg, var(--navy-900) 0%, var(--navy-800) 46%, var(--maroon-700) 150%);
  color: var(--white);
  padding-block: 84px 100px;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle at 82% 12%, rgba(255, 255, 255, 0.10), transparent 45%),
    radial-gradient(circle at 8% 90%, rgba(255, 255, 255, 0.08), transparent 40%);
  pointer-events: none;
}

.hero-grid {
  position: relative;
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
}

@media (max-width: 980px) {
  .hero-grid {
    grid-template-columns: 1fr;
  }
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 16px;
  border-radius: var(--radius-pill);
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.22);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.02em;
  margin-bottom: 22px;
}

.hero h1 {
  color: var(--white);
  font-size: clamp(34px, 5vw, 54px);
  letter-spacing: -0.015em;
}

.hero h1 em {
  font-style: normal;
  color: #f0c48a;
}

.hero p.lede {
  color: var(--gray-300);
  max-width: 520px;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 32px;
}

.hero-trust {
  display: flex;
  flex-wrap: wrap;
  gap: 28px;
  margin-top: 44px;
  padding-top: 28px;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
}

.hero-trust div strong {
  display: block;
  font-family: var(--font-display);
  font-size: 24px;
  color: var(--white);
}

.hero-trust div span {
  font-size: 13px;
  color: var(--gray-300);
}

/* Rate calculator card in hero */

.calc-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-lg);
  color: var(--color-text);
}

.calc-card h3 {
  font-size: 18px;
  margin-bottom: 4px;
}

.calc-card .lede {
  font-size: 14px;
  margin-top: 0;
  margin-bottom: 20px;
}

.calc-row {
  display: flex;
  align-items: center;
  gap: 10px;
  background: var(--gray-50);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 12px 14px;
  margin-bottom: 12px;
}

.calc-row label {
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--gray-500);
  display: block;
  margin-bottom: 4px;
}

.calc-row input {
  border: none;
  background: transparent;
  width: 100%;
  font-size: 20px;
  font-weight: 700;
  color: var(--navy-900);
  outline: none;
}

.calc-row select {
  border: none;
  background: var(--white);
  border-radius: var(--radius-sm);
  padding: 8px 10px;
  font-weight: 700;
  border: 1px solid var(--color-border);
}

.calc-swap {
  display: flex;
  justify-content: center;
  margin: -4px 0 8px;
}

.calc-swap button {
  width: 34px;
  height: 34px;
  border-radius: 50%;
  border: 1px solid var(--color-border);
  background: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
  color: var(--navy-800);
}

.calc-meta {
  display: flex;
  justify-content: space-between;
  font-size: 13px;
  color: var(--color-text-muted);
  margin: 14px 0 18px;
}

.calc-meta strong {
  color: var(--success-600);
}

/* --------------------------------------------------------------------------
   Cards / features
   -------------------------------------------------------------------------- */

.card {
  background: var(--white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 30px;
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}

.card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
  border-color: transparent;
}

.card-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--navy-100);
  color: var(--navy-800);
  margin-bottom: 18px;
}

.card-icon.alt {
  background: var(--maroon-100);
  color: var(--maroon-600);
}

.card h3 {
  margin-bottom: 10px;
}

.card p {
  color: var(--color-text-muted);
  font-size: 15px;
}

/* Steps */

.steps {
  counter-reset: step;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

@media (max-width: 900px) {
  .steps { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 560px) {
  .steps { grid-template-columns: 1fr; }
}

.step {
  position: relative;
  padding: 28px 22px;
  border-radius: var(--radius-lg);
  background: var(--white);
  border: 1px solid var(--color-border);
}

.step::before {
  counter-increment: step;
  content: counter(step);
  display: flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--navy-900);
  color: var(--white);
  font-family: var(--font-display);
  font-weight: 800;
  margin-bottom: 16px;
}

.step h3 {
  font-size: 18px;
  margin-bottom: 8px;
}

.step p {
  font-size: 14.5px;
  color: var(--color-text-muted);
}

/* --------------------------------------------------------------------------
   Corridors / countries
   -------------------------------------------------------------------------- */

.corridor-card {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 20px;
  background: var(--white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  transition: box-shadow var(--transition), transform var(--transition);
}

.corridor-card:hover {
  box-shadow: var(--shadow-sm);
  transform: translateY(-2px);
}

.corridor-flag {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  background: var(--gray-100);
  flex-shrink: 0;
}

.corridor-card h4 {
  font-family: var(--font-display);
  font-size: 15.5px;
  color: var(--navy-900);
}

.corridor-card span {
  font-size: 13px;
  color: var(--color-text-muted);
}

.corridor-rate {
  margin-left: auto;
  text-align: right;
}

.corridor-rate strong {
  display: block;
  color: var(--success-600);
  font-size: 15px;
}

.corridor-rate small {
  color: var(--gray-500);
  font-size: 11.5px;
}

/* --------------------------------------------------------------------------
   Rate table
   -------------------------------------------------------------------------- */

.rate-tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 24px;
}

.rate-tab-btn {
  padding: 10px 18px;
  border-radius: var(--radius-pill);
  border: 1px solid var(--color-border);
  background: var(--white);
  font-weight: 700;
  font-size: 14px;
  color: var(--gray-600);
  transition: background var(--transition), color var(--transition), border-color var(--transition);
}

.rate-tab-btn.is-active {
  background: var(--navy-900);
  border-color: var(--navy-900);
  color: var(--white);
}

.rate-table-wrap {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  background: var(--white);
}

.rate-table-scroll {
  overflow-x: auto;
}

.rate-table {
  min-width: 640px;
}

.rate-table th,
.rate-table td {
  padding: 16px 20px;
  text-align: left;
  font-size: 14.5px;
}

.rate-table thead th {
  background: var(--navy-900);
  color: var(--gray-300);
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  font-weight: 700;
}

.rate-table tbody tr:nth-child(even) {
  background: var(--gray-50);
}

.rate-table tbody tr:hover {
  background: var(--navy-100);
}

.rate-table td.currency {
  font-weight: 700;
  color: var(--navy-900);
  display: flex;
  align-items: center;
  gap: 10px;
}

.rate-table td.up {
  color: var(--success-600);
  font-weight: 700;
}

.rate-table td.down {
  color: var(--maroon-600);
  font-weight: 700;
}

.rate-flag {
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: var(--gray-100);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
}

/* --------------------------------------------------------------------------
   Testimonials
   -------------------------------------------------------------------------- */

.testimonial {
  background: var(--white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 30px;
}

.testimonial-stars {
  color: var(--gold-500);
  letter-spacing: 2px;
  margin-bottom: 14px;
  font-size: 15px;
}

.testimonial p.quote {
  font-size: 15.5px;
  color: var(--gray-800);
  margin-bottom: 20px;
}

.testimonial-person {
  display: flex;
  align-items: center;
  gap: 12px;
}

.testimonial-avatar {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--navy-100);
  color: var(--navy-800);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-family: var(--font-display);
}

.testimonial-person strong {
  display: block;
  font-size: 14.5px;
  color: var(--navy-900);
}

.testimonial-person span {
  font-size: 12.5px;
  color: var(--color-text-muted);
}

/* --------------------------------------------------------------------------
   CTA banner
   -------------------------------------------------------------------------- */

.cta-banner {
  background: linear-gradient(120deg, var(--maroon-700), var(--maroon-600));
  border-radius: var(--radius-lg);
  padding: 48px;
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}

.cta-banner h2 {
  color: var(--white);
  font-size: clamp(24px, 3vw, 32px);
  max-width: 460px;
}

.cta-banner p {
  color: rgba(255, 255, 255, 0.82);
  margin-top: 10px;
}

/* --------------------------------------------------------------------------
   FAQ accordion
   -------------------------------------------------------------------------- */

.faq-item {
  border-bottom: 1px solid var(--color-border);
}

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 22px 4px;
  background: none;
  border: none;
  text-align: left;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 16.5px;
  color: var(--navy-900);
}

.faq-question .icon {
  flex-shrink: 0;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  border: 1px solid var(--color-border);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  transition: transform var(--transition), background var(--transition);
}

.faq-item[data-open="true"] .faq-question .icon {
  transform: rotate(45deg);
  background: var(--maroon-600);
  color: var(--white);
  border-color: var(--maroon-600);
}

.faq-answer {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows var(--transition);
}

.faq-item[data-open="true"] .faq-answer {
  grid-template-rows: 1fr;
}

.faq-answer-inner {
  overflow: hidden;
}

.faq-answer p {
  padding: 0 4px 22px;
  color: var(--color-text-muted);
  font-size: 15px;
  max-width: 760px;
}

/* --------------------------------------------------------------------------
   Forms
   -------------------------------------------------------------------------- */

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}

@media (max-width: 640px) {
  .form-grid { grid-template-columns: 1fr; }
}

.field {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.field.full {
  grid-column: 1 / -1;
}

.field label {
  font-size: 13px;
  font-weight: 700;
  color: var(--navy-900);
}

.field input,
.field select,
.field textarea {
  padding: 13px 15px;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
  background: var(--white);
  font-size: 14.5px;
  outline: none;
  transition: border-color var(--transition), box-shadow var(--transition);
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  border-color: var(--navy-800);
  box-shadow: 0 0 0 3px rgba(22, 38, 74, 0.12);
}

.field textarea {
  resize: vertical;
  min-height: 120px;
}

.form-note {
  font-size: 13px;
  color: var(--gray-500);
  margin-top: 14px;
}

.form-success {
  display: none;
  align-items: center;
  gap: 10px;
  padding: 16px 18px;
  border-radius: var(--radius-md);
  background: var(--success-100);
  color: var(--success-600);
  font-weight: 600;
  font-size: 14.5px;
  margin-bottom: 20px;
}

.form-success.is-visible {
  display: flex;
}

/* --------------------------------------------------------------------------
   Misc components
   -------------------------------------------------------------------------- */

.badge-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 8px 14px;
  border-radius: var(--radius-pill);
  background: var(--gray-100);
  color: var(--gray-800);
  font-size: 13px;
  font-weight: 600;
}

.divider {
  height: 1px;
  background: var(--color-border);
  border: none;
  margin: 0;
}

.stat-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  text-align: center;
}

@media (max-width: 900px) {
  .stat-row { grid-template-columns: repeat(2, 1fr); }
}

.stat-row strong {
  display: block;
  font-family: var(--font-display);
  font-size: clamp(28px, 3vw, 38px);
  color: var(--navy-900);
}

.stat-row span {
  font-size: 13.5px;
  color: var(--color-text-muted);
}

.breadcrumb {
  font-size: 13px;
  color: var(--gray-500);
  margin-bottom: 16px;
}

.breadcrumb a {
  color: var(--gray-500);
}

.breadcrumb a:hover {
  color: var(--navy-800);
}

.page-hero {
  background: linear-gradient(150deg, var(--navy-900), var(--navy-700));
  color: var(--white);
  padding-block: 64px 72px;
}

.page-hero h1 {
  color: var(--white);
  font-size: clamp(30px, 4vw, 44px);
}

.page-hero .lede {
  color: var(--gray-300);
  max-width: 620px;
}

.legal-content h2 {
  margin-top: 40px;
  margin-bottom: 14px;
  font-size: 22px;
}

.legal-content h2:first-child {
  margin-top: 0;
}

.legal-content p,
.legal-content li {
  color: var(--gray-800);
  font-size: 15px;
  margin-bottom: 14px;
}

.legal-content ul {
  list-style: disc;
  padding-left: 22px;
}

.legal-content ul li {
  margin-bottom: 8px;
}

.legal-updated {
  color: var(--gray-500);
  font-size: 13.5px;
  margin-bottom: 36px;
}

.value-list {
  display: grid;
  gap: 20px;
}

.value-item {
  display: flex;
  gap: 16px;
}

.value-item .num {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 22px;
  color: var(--maroon-600);
  flex-shrink: 0;
  width: 42px;
}

.value-item h4 {
  font-family: var(--font-display);
  color: var(--navy-900);
  margin-bottom: 6px;
  font-size: 16px;
}

.value-item p {
  color: var(--color-text-muted);
  font-size: 14.5px;
}

.channel-card {
  padding: 26px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  background: var(--white);
}

.channel-card ul {
  margin-top: 14px;
  display: grid;
  gap: 10px;
}

.channel-card ul li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 14.5px;
  color: var(--color-text-muted);
}

.channel-card ul li::before {
  content: '';
  width: 6px;
  height: 6px;
  margin-top: 7px;
  border-radius: 50%;
  background: var(--maroon-600);
  flex-shrink: 0;
}

.error-page {
  min-height: 60vh;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 60px 24px;
}

.error-page .code {
  font-family: var(--font-display);
  font-size: 96px;
  font-weight: 800;
  color: var(--navy-900);
  line-height: 1;
}

/* --------------------------------------------------------------------------
   Footer
   -------------------------------------------------------------------------- */

.site-footer {
  background: var(--navy-900);
  color: var(--gray-300);
  padding-block: 64px 28px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr 1.1fr;
  gap: 32px;
  padding-bottom: 44px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

@media (max-width: 900px) {
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 560px) {
  .footer-grid { grid-template-columns: 1fr; }
}

.footer-brand img {
  height: 30px;
  margin-bottom: 16px;
}

.footer-brand p {
  font-size: 14px;
  color: var(--gray-300);
  max-width: 280px;
  margin-bottom: 18px;
}

.footer-social {
  display: flex;
  gap: 10px;
}

.footer-social a {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, 0.18);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  transition: background var(--transition), border-color var(--transition);
}

.footer-social a:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.4);
}

.footer-col h5 {
  font-family: var(--font-display);
  color: var(--white);
  font-size: 13.5px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 18px;
}

.footer-col ul {
  display: grid;
  gap: 12px;
}

.footer-col a {
  font-size: 14.5px;
  color: var(--gray-300);
  transition: color var(--transition);
}

.footer-col a:hover {
  color: var(--white);
}

.footer-col .contact-line {
  display: flex;
  gap: 10px;
  font-size: 14px;
  align-items: flex-start;
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  padding-top: 24px;
  font-size: 13px;
  color: var(--gray-500);
}

.footer-bottom a {
  color: var(--gray-500);
}

.footer-bottom a:hover {
  color: var(--gray-300);
}

.footer-legal-links {
  display: flex;
  gap: 18px;
  flex-wrap: wrap;
}

.footer-disclaimer {
  font-size: 12.5px;
  color: var(--gray-500);
  margin-top: 24px;
  line-height: 1.7;
  max-width: 980px;
}

/* --------------------------------------------------------------------------
   Utilities
   -------------------------------------------------------------------------- */

.text-center { text-align: center; }
.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
}

.skip-link {
  position: absolute;
  left: 16px;
  top: -60px;
  background: var(--navy-900);
  color: var(--white);
  padding: 12px 18px;
  border-radius: var(--radius-sm);
  z-index: 1000;
  transition: top var(--transition);
}

.skip-link:focus {
  top: 16px;
}